| What
is an in-house comprehensive motor insurance? |
| It
is an insurance on a scheduled motor vehicle with various
perils covered under one policy whereby a client purchases
and automatically avail of the claim services offered
by the dealership, provided that the insurance policy
is credited to or issued by the dealership through its
own insurance agency. The insurance to or issued by the
dealership through its own. |
| Why
prefer an in-house comprehensive motor insurance |
| As
an in-house policyholder, the client will enjoy certain
advantages and privileges with regard to the processing
of his claim, such as: |
| Free
Estimate of repair. The assured is exempted from
paying the estimate fee that is charge by the dealership
to make an estimate of repair for insurance claim purposes |
|
Quick
start of repair. Depending on his chosen
in-house insurer, the client enjoys an outright repair
authority not to exceed P 50,000.00 provided all required
documents are complete. At any rate, insurance adjuster
and coordinators are on hand at the dealership site
to expedite the start of repairs.
|
| Non-stop
work on major repairs. Hidden damages are decided
upon immediately, so the assured does not experience any
delays on major repairs. There is no waiting for additional
letters of authority (LOA's) from insurance companies
which impedes repair work. |
| Effortless
claim procedure. The assured is rid of the
hassle of having to make constant follow-ups with his
insurance company of LOA. The dealership insurance coordinators
monitor the insurance in-house claim from start to finish.
This way, client saves valuable time unlike with outside
insurane cover where he has to make follow-ups most if
not all of the time. |
| Exemption
from non-casa clause.
This standard policy clause stipulates the vehicles
over two years old are to be reffered to an accredited
three star shop by the insurance company, giving the assured
no option on the matter. In-house clients are assured
that even if their vihicles are more than two years old,
they have the privilege of having their units repaired
at the dealership. This will ensure that all works done
are in conformity with the manufacturer's specification
to maintain the integrity and safety of vehicle |
| Availability
of Insurance specialists. In-house insurance
coordinators and adjuster follow regular dealership work
schedules to assist clients and answer queries regarding
their policy cover or claim. |
THE
IN HOUSE ADVANTAGE
